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Medicare Part D Substitution: What You Can and Can't Swap Under Current Rules

Medicare Part D Substitution: What You Can and Can't Swap Under Current Rules
Alistair Fothergill 6 March 2026 11 Comments

Medicare Part D substitution rules determine which drugs can be swapped for others, affecting your out-of-pocket costs. Learn how formularies, the $2,000 cap, and step therapy impact your coverage in 2025.

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